Gold and Silver Performance 2024-2025
What if understanding this year could better prepare you for the next?
2025 brought record highs, major policy shifts, and new ways to own and use gold. Knowing what happened helps you make smarter decisions about what comes next for your family and your financial future.
Gold Spot hit over 50 record highs YTD
Gold delivered a historic year, setting more than 50 new year-to-date record highs in 2025 alone. This steady climb reflects growing global demand for stability and long-term value as investors continue turning to gold in an uncertain financial landscape.
Silver spot hit over 60 record highs YTD
Silver was even more dynamic, reaching over 60 new year-to-date record highs in 2025. Each new high marked a trading day where silver pushed beyond every previous level seen earlier in the year.
These counts reflect the number of 2025 trading days where the daily high set a new YTD high, based on XAGUSD data through Dec 22, 2025.
Percentage Growth
Where We Started — January 2024
At the beginning of 2024, gold traded around $2,058.94/oz, while silver sat at just $23.66/oz. Even then, both metals were already signaling strength as more investors sought alternatives to traditional savings.
Where We Are Now — December 2025
Fast forward to December 2025, and gold has surged to approximately $4,437.76/oz, with silver reaching about $68.74/oz. These levels underscore just how dramatic the shift has been in less than two years.
Gold: +115.54%
From January 2024 to December 2025, gold more than doubled in value.
Silver: +190.53%
Silver outpaced even gold over the same period. One of the strongest runs silver has seen in decades.
Beyond the Charts: Structural Shifts in Money and Metals
Price movement tells only part of the story. In 2025, meaningful shifts occurred not just in markets, but in how money itself is viewed, produced, and used. From historic moments at the U.S. Mint to continued innovation in Goldbacks and growing legislative recognition of precious metals, this year marked real progress toward broader acceptance of gold and silver in everyday financial life.
These developments help explain why precious metals gained momentum and how access, usability, and policy are increasingly aligning.
U.S. Mint Milestone
- The U.S. Mint officially marked the end of the penny, symbolizing rising production costs and changing attitudes toward small-denomination fiat currency.
- A special auction of the final penny sets, held in partnership with Stacks Bowers, generated $16.76 million, underscoring the historical significance of this shift.
Goldback Milestones
- Florida Series launched, including the introduction of the ½ Goldback and the 100 Goldback, offering greater flexibility for both everyday use and larger holdings
- Introduction of UV-reactive ink security features, adding another layer of authentication and protection
- Launch and circulation of the Oklahoma Series and Arizona Series
- Release of the Dallas Goldback Note, expanding regional awareness and adoption
Notable Precious Metals Legislation in 2025
- Florida HB 999 – Advanced the recognition of gold and silver as legal tender, reducing barriers to their use as money
- Florida HB 7031 – Addressed tax and regulatory treatment of precious metals, improving clarity and accessibility for residents
Additional 2025 legislative activity across several states included:
- Reinforcing sales-tax exemptions on bullion
- Clarifying the legal use of gold and silver in private transactions
- Supporting individual ownership and use of precious metals without unnecessary friction
Precious metals are increasingly being treated not just as investments, but as viable financial tools. 2025 wasn’t just a year of price appreciation, it was a year of progress toward broader usability, recognition, and financial choice.
Enter the New Year Informed and Ready
After seeing how much changed this year, taking a moment to check in on your own progress can be a powerful next step. Your online portal gives you a clear view of where you are today and how your holdings have evolved alongside these broader shifts. Reviewing your statements now can help you feel confident, informed, and prepared as you look ahead to the year to come. It’s a simple habit that keeps your financial goals grounded in clarity rather than guesswork.
