Get More From Your Account
Introducing Deposit Rewards
Deposit Rewards is a new program that turns your everyday account activity into real, usable value. Every time you make a fiat deposit or a qualifying metal deposit, whether that's a Gold Dollar, Silver Dollar, or Goldback, you're adding to a Rewards Balance tied directly to your account.
That balance is real value that stays attached to your account for as long as you need it. There's no clock running out on it, and no fine print waiting to catch you off guard. It's yours to use, on your terms, whenever you're ready.
How It Works
Here's the simple version: every qualifying deposit earns Rewards. You can apply up to $2,500 per week toward whatever Deposit Rewards benefits are currently available to you, and if you don't use it all in a given week, it doesn't disappear. Unused rewards simply carry forward.
More Flexibility Than Before
Deposit Rewards are being rolled out to stretch further across your account than any single perk has before. As benefits go live in phases, you'll be able to put your rewards toward:
| Benefit | Status |
|---|---|
| 0% Spread on Liquidations | ✓ Live Sept 3 |
| Reduced Deposit Fees (ACH, wire, credit card) | Coming soon |
| Lease Return Discounts | Coming soon |
| Discounted Vaulting Fees | Coming soon |
Sell back at 0% spread.
Apply your Rewards Balance toward liquidations at the Rewards Rate instead of Market Rate. Say you're liquidating metal and would normally pay a spread on the transaction: Using your balance brings that spread down to zero, up to your available weekly amount. (Live now)
Reduce your next deposit fee to zero.
Have a wire, ACH, or credit card deposit fee coming up? Apply your Rewards Balance to cover it, in full or in part, so more of your deposit goes toward your holdings instead of fees. (Coming soon)
Earn a higher return rate on your lease.
If you have metal out on lease, use your Rewards Balance to boost the return rate you earn on it — turning rewards you've already built into a better return on holdings you already own. (Coming soon)
Cover your vaulting fees.
Apply your balance toward your vaulting costs, reducing or eliminating what you pay to securely store your metal with us. (Coming soon)
This isn't a "use it or lose it" perk designed to pressure you into spending. It's built to respect the pace at which you manage your own wealth.
Full Visibility, Right on Your Dashboard
We know that a rewards program is only as good as your ability to actually see it working for you. So your Rewards Balance now lives in real time on your dashboard, right alongside your account details. You'll be able to see:
- Your current balance
- What you've used this week
- What's pending
You won't need to guess, or call in just to ask where you stand. It's all laid out clearly, right next to the rest of your portfolio.
Why Deposit Rewards
Deposit Rewards is designed around a simple mechanic: deposits build your Rewards Balance, and that balance is what you draw on for 0% spread pricing and other benefits. The more consistently you deposit, the larger and more available that balance becomes. Deposit Rewards is our answer for how your everyday account activity, the deposits you're already making, can work harder for you, with more transparency than before. It also means Deposit Rewards naturally rewards a longer-term approach to your account. For members focused on steadily building their position over time, consistent contributions keep compounding your available rewards, right when you need them.
